A DOT physical at Crosby Chiropractic & Acupuncture Centre is $125. It is a self-pay service, because a DOT physical is an employment and licensing requirement rather than treatment for an illness, and we accept CareCredit as a form of payment.
Because a DOT physical is something drivers pay for out of pocket, cost is a fair question to ask before you book. This page explains what goes into the price, why it varies, and whether insurance applies.
How much does a DOT physical cost?
Our DOT physical is $125. That covers the complete FMCSA-required exam and your Medical Examiner’s Certificate when you pass, with no separate paperwork fee.
Prices for DOT physicals vary from provider to provider and by region, so it is always worth confirming ahead of time. If you have any questions about what is included, call us at (636) 928-5588 and we are glad to help.
Does insurance cover a DOT physical?
Usually not. Health insurance is designed to cover the diagnosis and treatment of medical conditions, and a DOT physical is neither – it is a certification required for your job. For that reason, most drivers pay out of pocket, and many employers either reimburse the cost or cover it directly.
It is worth asking your employer whether they cover or reimburse DOT physicals, since many do as a condition of the role. If yours does, we are happy to provide whatever receipt or documentation you need.
What is included in the cost?
A standard DOT physical fee covers the full FMCSA-required exam – health history review, vision and hearing checks, blood pressure, urinalysis, and the physical examination – plus issuing your Medical Examiner’s Certificate when you pass.
Some situations can add steps, such as needing additional documentation from your treating physician or a follow-up recheck for a monitored condition. We will always explain any additional cost before proceeding, so you can make the decision with the full picture.
Why do DOT physical prices vary?
Prices differ for a few practical reasons: the type of provider, the local cost of doing business, whether the visit is bundled with other services, and how much follow-up a particular driver’s situation requires. A straightforward exam for a healthy driver sits at the lower end.
The cheapest option is not always the best value – wait times, scheduling flexibility, and how efficiently a provider handles paperwork and follow-up all matter when you are trying to stay on the road. Convenience and a quick turnaround have real value to a working driver.
DOT physical pricing at Crosby Chiropractic in St. Peters, MO
Crosby Chiropractic & Acupuncture Centre performs DOT physicals in St. Peters with a certified medical examiner on the FMCSA National Registry, and we aim to make the process quick and straightforward. Our DOT physical is $125, and we accept CareCredit.
Call (636) 928-5588 to book, or request an appointment online. You can also read about what the exam involves or our main DOT physical exams page.
Frequently asked questions
Is a DOT physical covered by insurance?
Usually not, because it is an employment requirement rather than medical treatment. Most drivers pay out of pocket, and many employers reimburse the cost. Check with your employer, and we can provide a receipt for reimbursement if needed.
Why are some DOT physicals cheaper than others?
Price depends on the provider, the local market, whether the exam is bundled with other services, and how much follow-up your situation requires. A simple exam for a healthy driver is at the lower end. The lowest price is not always the best value once wait times and paperwork are considered.
Do I pay if I don’t pass my DOT physical?
The fee covers the examination itself, which is performed regardless of the outcome, so it generally applies whether or not you are certified on that visit. If follow-up documentation or a recheck is needed, we will explain any additional cost before proceeding.
Does my employer pay for my DOT physical?
Many employers cover or reimburse DOT physicals as a condition of the job, but policies vary. It is worth asking yours directly. If they reimburse, we will give you the documentation you need to submit.
Can I use CareCredit for a DOT physical?
Yes. We accept CareCredit as a form of payment for DOT physicals, so you can use it if you prefer. Since a DOT physical is a modest, one-time cost, most drivers handle it simply, and we are glad to walk you through the options.
Reviewed by Dr. Jenny Crosby Wiemann, DC, President, Crosby Chiropractic & Acupuncture Centre. Read Dr. Crosby’s full bio.
Last reviewed: August 2026
This page is for general education and is not a substitute for professional medical or regulatory advice. Pricing and FMCSA requirements can change; please call for current information.
